Brave firefighters battle a blaze amidst thick smoke in an outdoor setting.

Fire Damage Insurance Claims

EXPERT FIRE INSURANCE CLAIMS HELP

Policyholders who hired public adjusters (PA) for non-catastrophe claims received 574% more money than those who did not hire a PA. Policyholders who hired public adjusters for fire claims received 500% more money.

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Tips for Your Fire Insurance Claim Settlement

Insurance companies dealing with a fire insurance claims in California frequently use methods to delay settlements or deny a fire insurance claim altogether. Follow these steps to ensure that your claim progresses in the most effective way possible:

  • Request a certified copy of your insurance policy and a copy of the fire report immediately
  • Compile your own detailed inventory of personal property
  • Control all of your personal property and do not allow a restoration company to remove your property for either restoration or disposal until you know all of your rights and options
  • Obtain independent damage estimates to determine the true cost of rebuilding your property
  • Document every point of contact with your insurance company adjuster
  • Wait to start the rebuilding process until you know all of your rights and options for settlement
  • Use caution when submitting any information to the insurance adjuster, including any documentation that could waive your rights or jeopardize your claim
  • Demand an explanation if your claim has not been settled within 60 days of filing
  • Seek to uncover any and all benefits afforded by your insurance policy. An experienced public adjuster can help immensely in this process, potentially uncovering up to an extra 35 percent above your policy limit.

OUR CUSTOMERS SAY WE ARE “CALIFORNIA’S BEST PUBLIC ADJUSTER”

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