August 26, 2025
Why Should I Hire a Public Adjuster?
A public adjuster is an insurance claims professional retained by the policyholder—not the insurance company—to help prepare and present a property claim. Hiring one is optional. T…
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Clear, policyholder-focused guidance for California property damage insurance claims.
August 26, 2025
Hiring a Public Adjuster for a Homeowner Insurance Claim
Homeowners may encounter several adjusters after a loss, and the titles can be confusing. A company adjuster is employed by the insurer. An independent adjuster is generally contra…
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Why Handling A Homeowner’s Insurance Claim Without A Public Adjuster Could Cost You More Money
Handling a homeowners claim without professional representation does not automatically reduce a settlement, and hiring a public adjuster does not guarantee an increase. The practic…
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5 Tips to Prepare for Fire Season in CA
Wildfire preparation begins before smoke or flames are nearby. The priorities are life safety, an evacuation plan, defensible-space and home-hardening guidance from public authorit…
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When Is the Last Time You Reviewed Your Homeowner’s Insurance Policy and Your Coverage?
A homeowners policy should be reviewed before a loss, not only when a claim is filed. Renovations, major purchases, occupancy changes, rental activity, home-based business operatio…
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What You Need to Know About Water Damage Claims in California
California water-damage claims begin with safety, mitigation, and evidence. Stop the source when safe, protect people from electrical or structural hazards, take reasonable steps t…
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What Is a Public Adjuster and What Value Do They Offer in Handling My Homeowner Insurance Claim?
A public adjuster is retained by an insured to assist with a property insurance claim. The public adjuster’s client is the policyholder. This differs from a company adjuster employ…
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When Is It Too Late to Hire a Public Adjuster?
There is no single universal point at which every property claim becomes “too late” for a public adjuster. Help may be considered before filing, during investigation, after an esti…
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How Do Public Adjusters Get Paid?
Public adjusters are commonly compensated under a written fee agreement tied to claim services, but there is no universal percentage that applies to every adjuster, claim, or situa…
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