The truth is, many people don’t know too much about public adjusters, and some have never even heard of one. A public adjuster is an adjuster who is hired directly by the policyholder and who works directly for the policyholder, as their advocate. They handle the policy holder’s insurance claim and negotiate on the PH’s behalf with their insurance carrier.
The #1 reason you should hire a public adjuster is that they know how to maximize your insurance claim settlement. What does this mean for you? The job of the adjuster your insurance company assigns to your claim is to pay you out the absolute minimum. It’s almost like they think you won’t argue or question them. This is where a public adjuster comes in. We negotiate with your insurance company until we are satisfied with your settlement. We are not paid until you’re paid, so it’s in our best interest to obtain the largest settlement possible for you as well.
A public adjuster works for you, the policyholder. We study your policy and understand what needs to be done to maximize your settlement on all accounts. Remember, the insurance company adjuster’s job is to pay you the minimum, our job is to get the maximum.
Many people don’t know that much about public adjusters. On top of that, projections show that technology is expected to replace a few of the tasks that Public Adjusters are commonly used for. The result is that public adjusters are being used more and more only for the specialized tasks that their expertise is required for.
But what exactly are those tasks that only an experienced public adjuster can do for you? Read on to learn everything you need to know about Public Adjusters and how they might be the right choice to help you save money!
What Does a Public Adjuster Do?
A public adjuster is an insurance professional. Unlike most insurance professionals, they work independently on behalf of policyholders.
You can think of them a little bit like lawyers who specialize in settling insurance claims. Their expertise and knowledge of the field allow them to do a better job than a layperson might do. The end result is that they can often save people money by helping them settle their insurance claims in the best possible way.
If you want to hire a public adjuster, you will want to keep careful track of all the information relevant to your insurance claim. Even details that appear insignificant might allow a skilled public adjuster to save you an incredible amount of money.
What Are Some of the Most Common Uses of Public Adjusters?
So what exactly do most people use public adjusters for? Among other things, public adjusters can help with business crisis strategy. When a business has suffered from some kind of a disaster, it can require unusual and specialized business skills to know how to handle it.
Public adjusters have a lot of experience with the aftermath of financial disasters, so they can craft a business strategy that can help you stay afloat.
One of the most common uses for public adjusters is handling insurance claims. Once you have provided a public adjuster with all the information you have relevant to a given claim, you can mostly forget about it. Not only will the public adjuster probably obtain a better result, but most people feel a great sense of relief when they are able to hand off this complicated task to a professional.
Some people also hire public adjusters in advance of any disaster or insurance claim. The advice of a public adjuster can help you to find the best possible insurance policy for your situation.
Understand All the Benefits of Hiring a Public Adjuster
We hope that you were able to learn something helpful about what a public adjuster can do to save you money. The legal and financial worlds can often be so complicated that it requires an expert to help you get the best deal possible!
If you would like to learn more about how a public adjuster may be the right choice for you, you can reach us at anytime here!
